Smart Cashback With Smart Insurance

Choose a Gift Card from some of the UK’s top retailers

As a new Smart Family Life Insurance policy holder, you will receive a free £125 gift card* from your choice of Tesco, Argos, or Amazon.co.uk. You’ll receive this after just six payments to us (and once your total premiums exceed the gift card value). It’s simply our way of saying thank you for choosing Smart Insurance.

We always go the extra mile for our customers by offering friendly, award-winning service and quality cover that you and your family can rely on. Get in touch today and get your free no-obligation quote so you can plan ahead now and make a smarter choice for your family’s future.

Award-winning service from a dedicated UK based team

Our customers and their families are our number one priority, and what they think about our products and the service we provide really matters to us. Smart Family Life Insurance has earned a 5-star rating on Defaqto, and we're proud to have an ‘Excellent’ rating on Trustpilot. We have received the Platinum Trusted Service award from Feefo, as well as receiving their 10 Years of Excellence Trusted Service Award 2024. We’re also ranked No.1 in the market for customer experience by Fairer Finance. What’s more, The Times Money Mentor named us Best Life Insurer in their 2023 awards. We're delighted to have won this title for our affordable, accessible products.

Benefits of Smart Family Life Insurance

Personalised protection – Apply for up to £750,000 of cover depending on your age
Smart Cashback – Get 10% of your first year's premiums back once you've made your first 12 successful monthly payments
Straightforward cover – no medical or blood tests – just a few health and lifestyle questions
Gift Card worth £125* – Choose a Gift Card from Amazon.co.uk, Tesco or Argos
Terminal Illness cover – Get 100% of your benefit amount in advance if you’re diagnosed with a terminal illness²
5-star product – Smart Family Life Insurance has been rated 5 stars by Defaqto, so you know you’re getting a high-quality policy
Immediate cover – Get cover from day one¹
99% of all claims having been paid³ – Rest easy in knowing you’ve chosen protection with a great track record
FREE Health and Wellbeing services⁴
Great value – Get cover from as little as £14.77 a month⁵ in the first year for a £250,000 benefit amount

Things to consider

When buying life insurance there are a couple of key things to remember. Here's what you should keep in mind when you are considering your life insurance policy:

Inflation may reduce the value of your benefit amount
If you stop your monthly payments, you will get nothing back

View full policy terms & conditions

Protect the life you’ve built, the Smart way

*

For new Family Life Insurance policy holders only, once a minimum of 6 successful monthly premiums have been paid and the total premiums paid exceed the face value of the gift card. View full terms and conditions. Restrictions apply, see www.amazon.co.uk/gc-legal.

1

You will have full cover from day one except if death is the result of self-inflicted injury in the first 12 months.

2

If you are diagnosed with 12 months or less to live by a medical specialist, the benefit would be paid in full.

3

Smart Insurance products are provided by Scottish Friendly. Scottish Friendly paid 99.5% of all life insurance claims they received in 2023.

4

Please note that the Smart Insurance Health and Wellbeing services do not form part of your life cover contract and it could be changed or removed in the future. This is a non-contractual benefit from Smart Insurance and can be withdrawn at any time. These services are only available to customers who purchased their policy on or after 27th September 2023.

5

Based on £250,000 of cover for a 32-year old non-smoker, on an individual age-based policy in the first year. Premiums depend on personal circumstances and increase annually based on age and cover. T&Cs apply.

Enjoy a free gift and secure protection for your loved ones

Choose a Gift Card from some of the UK’s top retailers

Award-winning service from a dedicated UK based team

Benefits of Smart Family Life Insurance

Things to consider

Protect the life you’ve built, the Smart way